There
are a lot of things to consider when purchasing a used
auto. Aside from the obvious questions about make, model,
year, color... one of your biggest decisions will be whether
to purchase rom a dealer or an individual. There are positives
and negatives to doing business with either but here we
will simply concentrate on a few ways you can protect
yourself when buying from an individual owner.
First,
do your homework
Prior to ever contacting the individual, you should have
an idea of what you're looking for and about what it should
cost. Browse the classifieds and auto sales magazines
to get an approximate cost of the vehicle you are looking
at. Additionally, you should take a few minutes and visit
Intellichoice which will provide you with a detailed analusis
of the lifetime costs of the auto. (e.g. insurance premiums,
repairs, etc...) For accurate pricing based on geographic
location you may want to check out Kelley
Blue Book.
Contact
the Owner
Assuming you didn't just happen to see the auto on the
street, you will need to contact the owner to take a look
at it. Prior to calling, think about what you want to
ask. This will help you eliminate the vehicles you really
do not need to take the time out to see. For example,
you may want to ask about the mileage or if the vehicle
was ever in any accidents if these things were not listed
in the ad.
You
may also want to consider asking the following:
- Why
are you selling the auto?
- Is
there anything wrong with the vehicle?
- Are
you the original owner?
- Do
you have copies of your maintenance and repair records?
- When
was the car last inspected? (Or smogged... depending
on your state...)
- When
and where did you purchase the car?
- Does
it have a salvage title?
- How
do you use the car? City v. Highway? Has the truck been
offroad or used to tow anything?
If
the answers you receive pass muster, arrange to see the
vehicle. Try to arrange a location where you will be able
to view the auto in as many different lights as possible.
What you may not see in direct sunlight may be readily
evident in the shade.
Examine
and Question
When you arrive you will want to throughly inspect the
vehicle and ask any questions you did not cover in the
telephone interview. Check around the bottom of the doors,
where body panels meet, and just inside the wheel well
for rust .
Look
for tell tale evidence of an accident by examining the
black plastic or rubber moldings around the door, hood,
or trunk. These should be free of paint. If they're not,
get an explanation.
Start
the vehicle. Note any peculiar sounds or emmissions. Look
beneath the vehicle for leaks. Open the hood and look
for potential problems. Are the belts and hoses in good
shape? Or are they frail, cracked, and brittle? Check
for evidence of leaks here as well. After looking everything
over, take your test drive.
The
test drive can be one of the most important steps in your
purchase. Try not to get caught up in the excitement of
buying a new car, but rather to pay attention to everything.
Here are a few things you should be looking out for:
- Difficult
handling or a rough ride - These could indicate something
as simple as misaligned wheels or under inflated tires,
to more expensive problems like bad steering or suspension
components
- Abrupt
shifting or slipping of gears - These are indicative
of transmission problems. Be very cautious if you experience
either on your test drive.
- Squealing
or clicking under the hood - Usually indicative of loose
belts or bent fan blades which are not too problematic
to remedy. Clicking can indicate a stuck valve lifter
as well.
Following
the test drive you can pursue on of a few routes:
1.
Leave - If the car wasn't what you wanted, had mechanical
problems, or just didn't pass your tests, forget about
it. They're are way too many quality cars on the market
to waste time with an auto you are not completely satisfied
with.
2.
Buy it - If everything was up to spec and your're aching
to own the auto you may decide to pony up the cash then
and there. Although not what we'd recommend, at least
you took the time to thoroughly inspect your purchase
before committing.
3.
Think about it - This is our choice. Take a minute or
two to decide if this is a car that you truly want. If
it is, go ahead and take one last precaution. Ask the
owner to let your mechanic give it a once over. This inspection
can run anywhere from $65 - 150 but it is very well worth
it.
If
the owner agrees (...if he does not I am not so sure I'd
do business with him...) arrange a time to pick up the
car to take to your mechanic. Work with the owner on the
logistics. He may want to meet you or drop the auto off
himself. Once there the exam should take no longer than
an hour and a half.
Your
mechanic will check everything from the fluids to the
frame and give you a rundown of additional expenses that
you may see in the not so distant future. Common things
that show up during these exams include the following:
- Dirty
fluids
- Worn
tires
- Leaking
shocks or struts
- Minor
oil leaks
- Belts
that need replaced
- Dirty
air filters
- Timing
belt service needed
Most
of these are routine fixes that most autos will need after
several thousand miles. The one to concern yourself with
is the timing belt. Most timing belts need replaced around
60K miles so if the auto you are considering is near or
over that benchmark ask the owner for proof the service
has been completed. If it hasn't, get it done immediately.
Missing this one is costly!
If
your mechanic gives you the thumbs up you're all set.
Sticking to your plan and being prepared are always essential
when purchasing an auto.
Related:
Kelley Blue Book
Pricing Guide
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